Missing Debtors – A Problem for Private Individuals and Businesses

Detectives from Munich Are on Duty Day and Night in Cases of Unpaid Debts

Both in professional life and in various areas of private life, they appear: debtors who withhold money and refuse under any circumstances to pay their creditors. Whether it is a delinquent customer who does not pay for an order long since received, or a long-term tenant who suddenly seems to have vanished into thin air, leaving a well-meaning landlord stuck with rental debts. Attempts to locate the often fugitive and hidden debtor in order to make them settle their outstanding debts frequently fail after just a few steps: fictitious residences, relocation abroad, or a simple deregistration from German population registers prevent creditors from obtaining justice. Even judicial authorities and the police can rarely do anything if the debtor disappears without the slightest indication of their current whereabouts.

 

In such seemingly hopeless cases, the deployment of our detective agency in Munich with its experienced investigators provides a glimmer of hope: surveillance of the last known address, the workplace, the alleged new residence, or relatives of the debtor, as well as research into the possible location and undercover meetings with the individual, including subsequent tracking, usually provide the desired certainty of how to reach the debtor: +49 89 7007 4378-0.

Detective Investigations in Cases of Tenant Flight

If a delinquent tenant quietly leaves the country after several months without paying rent, both property managers and private landlords may be faced with significant financial problems and debts. If the debtor is now living abroad, they can easily evade enforcement measures and simply wait until their case is closed or becomes time-barred. While the possibilities for former landlords to act on their own are severely limited, our detectives from Munich, thanks to their many years of experience and knowledge of debtor tactics, can achieve what police and judicial authorities often cannot due to numerous parallel investigations: identifying the current place of residence and thus initiating legal measures to ensure justice for the creditors.

Fraud and Escape After a Completed Purchase

It often happens to both private and professional online sellers on purchasing or auction platforms that they are deceived by fraudsters, ship unpaid or only supposedly paid goods, only to discover that the delivery address is no longer occupied or was fake from the outset so that the “buyer” could disappear with the goods. Even cautious sellers are easily deceived by forged screenshots or alleged proof of bank transfers presented in order to prompt a quick shipment. At the end of such fraud, the seller is often left with significant losses and has little recourse. Investigations into the perpetrator, surveillance of the environment of the delivery address, as well as interviews with neighbors and background checks on the “buyer” by our private detectives in Munich usually provide the necessary clues to locate the fugitive debtor.

 

Of the 6.85 million debtors registered in 2016, 0.78 million lived in Bavaria, making it the second-highest figure; only North Rhine-Westphalia had more, with a total of 1.67 million. In federal states where the economy is booming and prosperity is highest, the willingness to defraud others of their money increases. Especially when it comes to larger sums and not “just” a student who has received a credit bureau entry due to an unpaid cell phone bill, swift action is required—particularly in cases of suspected commercial fraud, which is often committed by organized groups. These fraudsters repeatedly succeed in obtaining goods or money through their ever-changing schemes without ever intending to repay the corresponding amounts. A rapid deployment of business investigators therefore not only helps the already affected creditor, but also any potential future victims, as after successful investigations the perpetrators usually face not only civil claims but also criminal consequences.

Men More Often Debtors Than Women

It is striking that more than two thirds of known debtors in Germany—the number of unreported cases is likely alarmingly high—are men; of the aforementioned 6.85 million debtors, only 2.64 million were women. This is also consistent with previous findings on the proportion of women involved in other crimes; statistically, less than one third of fraud cases are committed by women. The intervention of our Aaden Detective Agency Munich is, of course, gender-neutral, as every case of fraud must be clarified (if it improves the chances of investigative success, we are also very happy to work with female detectives). If a creditor’s own attempts to determine the address of debtors fail, our investigators have a variety of methods at their disposal to locate those responsible:

 

• Database research via our information network
• Requests for official information thanks to our contacts within police and authorities
• Surveillance of known locations of the individual (for example workplace, partner’s residence, etc.)

Social networks are also often a goldmine for investigations, as many debtors mistakenly feel safe there and share status updates or photos that reveal their current location. The perceived anonymity of the internet often leads to carelessness on the part of debtors, which benefits both the victim and our investigators in locating the delinquent individual.

Are You Affected by a Debtor Who Does Not Meet Their Payment Obligations?

If you, your company, or your family are affected by one of the cases described above or a similar situation, please feel free to contact our private investigators and business detectives from Munich during our business hours (Monday to Friday from 08:00 to 19:00) in order to discuss and plan the appropriate course of action for your specific case. Whether you are a private landlord dealing with a rent dodger or delinquent tenant, or your business has fallen victim to a fraudster—our detective agency uses all available means and expertise to ensure that justice is served and to obtain court-admissible evidence for possible legal proceedings. You can reach us at the following phone number: +49 89 7007 4378-0.

Aaden Detective Agency Munich

Schellingstraße 109a

D-80798 München | Munich

Tel.: +49 89 7007 4378-0

Fax: +49 89 7007 4378-9

E-Mail: info@aaden-detektive-muenchen.de

Web: https://aaden-detektive-muenchen.de/en

 

CEO: Maya Grünschloß, PhD

Register Court: Amtsgericht Köln

Registration Number: HRB 83824